REFUNDS
http://www.philkoontz.com are final and non-refundable.
Digital Product Refund Policy
Because our digital workbooks are delivered via instant download and can be accessed immediately upon purchase, we do not offer refunds, returns, or exchanges. By completing your purchase, you acknowledge and agree that:
• Immediate Access: You receive permanent access to the intellectual property contained within the workbook as soon as the transaction is complete.
• Final Sale: All purchases are final. We do not provide refunds for “change of mind,” accidental purchases, or technical issues beyond our control.
• Technical Support: If you experience any issues downloading or accessing your file, please contact us at info@philkoontz.com for assistance. We are committed to ensuring you receive the file you purchased.

